My wife and I started the Financial Fitness Program in January of 2014. At the time, our debt totaled roughly $163,000 to include our home. Student loans, personal loans, auto loans, mortgage, medical bills, credit cards, energy efficient windows, you name it, we financed it! Fast forward to today, we have one medical bill and our mortgage left. In two years, with the income we were already making and going through a job lay off, we still managed to pay off $43,000 of debt!!! The principles work if you work them! We have set a goal of being completely out of debt by August 10th, 2018! I LOVE telling people this story to help them start their journey towards financial freedom!
Brett Stephens

One of the greatest lessons I’ve learned in life is that applying the right information in your life will bring you the right results. The Financial Fitness Program taught me the truth about finances that I never learned growing up, and I’m more than grateful for being introduced to this information at the age that I was! I always thought that I was better than average with the management of my finances, but my continuous lack of results in the right direction was a smack in the face. The ‘Green Box’ eventually showed me that I had some things to learn. Talk about a piece of humble pie! When the Financial Fitness Program was introduced to me I was going to school full-time and working 2 part-time jobs, living paycheck to paycheck and neglecting my savings account. At the time I hated spending money but still rewarded myself with things that I wanted because I felt I had deserved it with all the hard work I’d been putting in. I always had just enough money to pay my bills and whatever was left went into the ‘I Deserve It’ fund. I was always thinking and stressing over money! I tried to pack as many labor hours in the day as possible just to get more of it, and consequently it was taking a huge toll on the health of my mind and body. Eventually, I had some close friends and family tell me I was burning the candle at both ends and needed to go get tested for depression and anxiety, and when I did my results were through the roof! I had the highest anxiety levels possible – this ‘money thing’ was literally killing me - and I was only 20!! So far, after just over 8 months, I’ve paid off over $7,000 in debt including credit cards and personal loans and I’m just a couple months shy of paying off my car loan. I’ve put several thousand dollars in my savings account and in an emergency fund (I promise the pillow is softer now!), whereas before I could hardly keep a balance in any account! I’ve also accumulated hundreds of dollars in gold! I no longer live paycheck to paycheck or battle with depression or high anxiety levels, and I feel so much more secure in my finances! Whereas before I dreaded waking up the next day to have the ‘money thing’ eating away at me yet again, now I’m so excited for the future and I’m just getting started! I also haven’t increased my income at all, in fact I actually left my second job; all I’ve done is applied the information I’ve learned from the ‘Green Box’ into my life. I can’t wait to share my testimony of what this powerful information is doing in my life with even more people because this program offers hope to everyone, and best of all… IT WORKS!!
Joshua Rickards